Difficulties obtaining private insurance reported by persons with epilepsy in Korea
•In South Korea, only 55% of persons with epilepsy (PWE) are insured.•The proportion of PWE insured did not differ depending on seizure freedom.•Two-thirds of PWE report greater difficulty than controls in obtaining insurance.•Half of PWE were refused one or more types of insurance because of their...
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| Published in: | Epilepsy & behavior 2021-10, Vol.123, p.108266-108266, Article 108266 |
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| Main Authors: | , , |
| Format: | Article |
| Language: | eng |
| Subjects: | |
| Online Access: | Get full text |
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| Summary: | •In South Korea, only 55% of persons with epilepsy (PWE) are insured.•The proportion of PWE insured did not differ depending on seizure freedom.•Two-thirds of PWE report greater difficulty than controls in obtaining insurance.•Half of PWE were refused one or more types of insurance because of their epilepsy.•Of the insured, 71% of PWE did not disclose their epilepsy.
This study determined the proportion of persons with epilepsy (PWE) that possessed insurance policies and the difficulties they experienced in trying to obtain insurance in South Korea.
Persons with epilepsy and healthy control subjects were asked to complete a questionnaire in which they were asked if they had experienced problems obtaining four types of insurance, including life, medical indemnity, critical illness, and motor insurance. Insurance policies obtained before diagnosis of epilepsy were excluded in the analysis.
This study included 106 adults with epilepsy and 87 healthy control subjects. The proportion of patients covered by at least one insurance type was significantly lower (54.7%) than that of controls (90.8%; p |
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| ISSN: | 1525-5050 1525-5069 |