Research on the E-Commerce Credit Scoring Model Using the Gaussian Density Function

At present, it is simple to the electronic commerce credit scoring model, as a brush credit phenomenon in E-commerce has emerged. This phenomenon affects the judgment of consumers and hinders the rapid development of E-commerce. In this paper, that E-commerce credit evaluation model that uses a Gaus...

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Bibliographic Details
Published in:Journal of information processing systems 2015-06, Vol.11 (2), p.173-183
Main Authors: Xiao, Qiang, He, Rui-chun, Zhang, Wei
Format: Article
Language:Korean
Online Access:Get full text
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Summary:At present, it is simple to the electronic commerce credit scoring model, as a brush credit phenomenon in E-commerce has emerged. This phenomenon affects the judgment of consumers and hinders the rapid development of E-commerce. In this paper, that E-commerce credit evaluation model that uses a Gaussian density function is put forward by density test and the analysis for the anomalies of E-commerce credit rating, it can be fond out the abnormal point in credit scoring, these points were calculated by nonlinear credit scoring algorithm, thus it can effectively improve the current E-commerce credit score, and enhance the accuracy of E-commerce credit score.
ISSN:1976-913X
2092-805X