In good times and in bad: bank capital ratios and lending rates
This paper investigates the relationship between bank capital ratios and lending rates using data from 1998 to 2012 for 13 large banks accounting for 75% of total UK lending. We document a substantial change in the coefficient of the Tier 1 capital ratio in reduced-form regressions for secured house...
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Main Authors: | , , |
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Format: | Default Article |
Published: |
2016
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Subjects: | |
Online Access: | https://hdl.handle.net/2134/20545 |
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